Call reports 2017
FIRST COMMUNITY BANK OF EAST TENNESSEE — 2017
What FIRST COMMUNITY BANK OF EAST TENNESSEE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,954,000 | 177,900,000 | 178,156,000 | 171,255,000 |
| Total loans | 112,688,000 | 114,824,000 | 115,602,000 | 114,944,000 |
| Allowance for loan losses | 1,852,000 | 1,868,000 | 1,857,000 | 1,869,000 |
| Securities available for sale | 24,218,000 | 23,374,000 | 24,779,000 | 24,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,168,000 | 148,364,000 | 147,893,000 | 141,356,000 |
| Interest-bearing deposits | 113,505,000 | 103,626,000 | 104,770,000 | 101,028,000 |
| Noninterest-bearing deposits | 34,663,000 | 44,738,000 | 43,123,000 | 40,327,000 |
| Equity capital | 20,971,000 | 21,305,000 | 21,655,000 | 20,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,043,000 | 4,626,000 | 6,201,000 |
| Interest expense | 113,000 | 225,000 | 270,000 | 331,000 |
| Net interest income | 1,366,000 | 2,818,000 | 4,356,000 | 5,870,000 |
| Noninterest income | 258,000 | 492,000 | 748,000 | 994,000 |
| Noninterest expense | 1,390,000 | 2,786,000 | 4,191,000 | 5,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 524,000 | 913,000 | 1,376,000 |
| Income tax | 26,000 | 53,000 | 78,000 | 8,000 |
| Net income | 208,000 | 471,000 | 835,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,341,000 | 20,604,000 | 20,969,000 | 19,535,000 |
| Total capital | 21,937,000 | 22,187,000 | 22,565,000 | 21,083,000 |
| Risk-weighted assets | 127,255,000 | 126,185,000 | 127,264,000 | 123,303,000 |