Call reports 2015
FIRST COMMUNITY BANK OF EAST TENNESSEE — 2015
What FIRST COMMUNITY BANK OF EAST TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,299,000 | 184,386,000 | 174,201,000 | 171,579,000 |
| Total loans | 111,573,000 | 112,666,000 | 111,195,000 | 109,815,000 |
| Allowance for loan losses | 2,696,000 | 2,143,000 | 2,110,000 | 2,123,000 |
| Securities available for sale | 33,405,000 | 39,539,000 | 33,245,000 | 29,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,520,000 | 148,070,000 | 137,356,000 | 135,869,000 |
| Interest-bearing deposits | 126,246,000 | 115,381,000 | 110,543,000 | 109,468,000 |
| Noninterest-bearing deposits | 27,275,000 | 32,690,000 | 26,812,000 | 26,402,000 |
| Equity capital | 20,243,000 | 20,385,000 | 20,852,000 | 19,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,322,000 | 4,901,000 | 6,451,000 |
| Interest expense | 142,000 | 279,000 | 411,000 | 536,000 |
| Net interest income | 1,334,000 | 3,043,000 | 4,490,000 | 5,915,000 |
| Noninterest income | 280,000 | 511,000 | 781,000 | 760,000 |
| Noninterest expense | 1,452,000 | 2,879,000 | 4,379,000 | 5,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 676,000 | 904,000 | 833,000 |
| Income tax | 15,000 | 42,000 | 73,000 | 97,000 |
| Net income | 148,000 | 634,000 | 831,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,058,000 | 20,544,000 | 20,740,000 | 19,496,000 |
| Total capital | 21,668,000 | 22,158,000 | 22,333,000 | 21,045,000 |
| Risk-weighted assets | 127,912,000 | 128,364,000 | 126,665,000 | 122,917,000 |