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Call reports 2008

FIRST COMMUNITY BANK OF EAST TENNESSEE — 2008

What FIRST COMMUNITY BANK OF EAST TENNESSEE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3fadd26f-bd72-486d-bd28-356be1a0c9ae/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets240,615,000237,344,000236,955,000239,331,000
Total loans190,042,000191,802,000196,757,000195,786,000
Allowance for loan losses1,914,0002,038,0002,170,0002,312,000
Securities available for sale20,149,00019,160,00017,882,00022,966,000
Securities held to maturity0000
Trading assets0000
Total deposits188,247,000186,010,000184,047,000180,275,000
Interest-bearing deposits168,425,000164,526,000164,907,000163,016,000
Noninterest-bearing deposits19,822,00021,484,00019,141,00017,258,000
Equity capital23,097,00023,367,00023,769,00024,408,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income3,897,0007,529,00011,142,00014,528,000
Interest expense1,768,0003,304,0004,786,0006,256,000
Net interest income2,129,0004,225,0006,356,0008,272,000
Noninterest income452,000918,0001,258,0001,681,000
Noninterest expense1,533,0003,117,0004,633,0006,114,000
Provision for loan losses112,000225,000357,000652,000
Pretax income940,0001,805,0002,628,0003,324,000
Income tax320,000609,000885,0001,185,000
Net income620,0001,196,0001,743,0002,139,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital22,913,00023,489,00023,909,00024,305,000
Total capital24,827,00025,527,00026,079,00026,617,000
Risk-weighted assets214,304,000214,802,000216,381,000215,951,000

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