Call reports 2023
TURBOTVILLE NATIONAL BANK, THE — 2023
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 185,166,000 | 184,834,000 | 184,243,000 | 191,573,000 |
| Total loans | 128,781,000 | 132,292,000 | 133,214,000 | 137,365,000 |
| Allowance for loan losses | 1,420,000 | 1,420,000 | 1,438,000 | 1,456,000 |
| Securities available for sale | 37,354,000 | 36,600,000 | 35,135,000 | 36,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,538,000 | 152,769,000 | 152,222,000 | 158,269,000 |
| Interest-bearing deposits | 125,901,000 | 127,333,000 | 127,532,000 | 133,642,000 |
| Noninterest-bearing deposits | 27,637,000 | 25,436,000 | 24,690,000 | 24,627,000 |
| Equity capital | 29,493,000 | 29,899,000 | 29,718,000 | 31,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 4,009,000 | 6,150,000 | 8,384,000 |
| Interest expense | 475,000 | 1,077,000 | 1,745,000 | 2,490,000 |
| Net interest income | 1,441,000 | 2,932,000 | 4,405,000 | 5,894,000 |
| Noninterest income | 116,000 | 221,000 | 322,000 | 430,000 |
| Noninterest expense | 668,000 | 1,372,000 | 2,072,000 | 2,907,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 47,000 |
| Pretax income | 889,000 | 1,781,000 | 2,630,000 | 3,370,000 |
| Income tax | 135,000 | 299,000 | 448,000 | 563,000 |
| Net income | 754,000 | 1,482,000 | 2,182,000 | 2,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,592,000 | 32,243,000 | 32,943,000 | 32,815,000 |