Call reports 2020
TURBOTVILLE NATIONAL BANK, THE — 2020
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,180,000 | 158,115,000 | 160,884,000 | 162,913,000 |
| Total loans | 105,558,000 | 107,351,000 | 107,970,000 | 106,987,000 |
| Allowance for loan losses | 1,192,000 | 1,235,000 | 1,276,000 | 1,458,000 |
| Securities available for sale | 27,261,000 | 29,473,000 | 31,892,000 | 33,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,117,000 | 128,436,000 | 130,403,000 | 132,416,000 |
| Interest-bearing deposits | 106,318,000 | 108,408,000 | 109,845,000 | 112,720,000 |
| Noninterest-bearing deposits | 15,799,000 | 20,028,000 | 20,558,000 | 19,696,000 |
| Equity capital | 26,061,000 | 26,738,000 | 27,450,000 | 27,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,214,000 | 4,785,000 | 6,283,000 |
| Interest expense | 351,000 | 695,000 | 1,029,000 | 1,351,000 |
| Net interest income | 1,337,000 | 2,519,000 | 3,756,000 | 4,932,000 |
| Noninterest income | 97,000 | 299,000 | 554,000 | 793,000 |
| Noninterest expense | 646,000 | 1,262,000 | 1,905,000 | 2,592,000 |
| Provision for loan losses | 0 | 48,000 | 93,000 | 280,000 |
| Pretax income | 788,000 | 1,508,000 | 2,312,000 | 2,853,000 |
| Income tax | 104,000 | 221,000 | 383,000 | 470,000 |
| Net income | 684,000 | 1,287,000 | 1,929,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,694,000 | 26,223,000 | 26,865,000 | 26,713,000 |
| Total capital | 26,886,000 | — | — | — |
| Risk-weighted assets | 109,283,000 | — | — | — |