Call reports 2019
TURBOTVILLE NATIONAL BANK, THE — 2019
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,204,000 | 147,219,000 | 150,587,000 | 150,367,000 |
| Total loans | 99,533,000 | 101,422,000 | 103,625,000 | 105,318,000 |
| Allowance for loan losses | 1,010,000 | 1,033,000 | 1,053,000 | 1,191,000 |
| Securities available for sale | 27,192,000 | 27,216,000 | 26,763,000 | 26,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,119,000 | 119,460,000 | 122,011,000 | 122,014,000 |
| Interest-bearing deposits | 103,624,000 | 103,274,000 | 105,297,000 | 106,356,000 |
| Noninterest-bearing deposits | 15,495,000 | 16,186,000 | 16,714,000 | 15,658,000 |
| Equity capital | 24,117,000 | 24,798,000 | 25,486,000 | 25,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 3,025,000 | 4,582,000 | 6,217,000 |
| Interest expense | 305,000 | 640,000 | 993,000 | 1,351,000 |
| Net interest income | 1,184,000 | 2,385,000 | 3,589,000 | 4,866,000 |
| Noninterest income | 95,000 | 203,000 | 323,000 | 432,000 |
| Noninterest expense | 600,000 | 1,216,000 | 1,786,000 | 2,495,000 |
| Provision for loan losses | 0 | 26,000 | 71,000 | 245,000 |
| Pretax income | 678,000 | 1,342,000 | 2,052,000 | 2,542,000 |
| Income tax | 78,000 | 224,000 | 335,000 | 418,000 |
| Net income | 600,000 | 1,118,000 | 1,717,000 | 2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,117,000 | 24,562,000 | 25,161,000 | 25,009,000 |
| Total capital | 25,127,000 | 25,595,000 | 26,214,000 | 26,200,000 |
| Risk-weighted assets | 106,432,000 | 108,885,000 | 107,382,000 | 111,209,000 |