Call reports 2018
TURBOTVILLE NATIONAL BANK, THE — 2018
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,894,000 | 141,019,000 | 141,673,000 | 142,254,000 |
| Total loans | 86,819,000 | 91,317,000 | 92,360,000 | 96,133,000 |
| Allowance for loan losses | 894,000 | 920,000 | 949,000 | 1,007,000 |
| Securities available for sale | 29,950,000 | 28,888,000 | 26,936,000 | 27,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,026,000 | 116,774,000 | 117,180,000 | 117,377,000 |
| Interest-bearing deposits | 97,714,000 | 102,032,000 | 102,133,000 | 101,660,000 |
| Noninterest-bearing deposits | 15,312,000 | 14,742,000 | 15,047,000 | 15,717,000 |
| Equity capital | 22,650,000 | 22,990,000 | 23,333,000 | 23,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,622,000 | 4,020,000 | 5,467,000 |
| Interest expense | 238,000 | 492,000 | 773,000 | 1,069,000 |
| Net interest income | 1,044,000 | 2,130,000 | 3,247,000 | 4,398,000 |
| Noninterest income | 91,000 | 188,000 | 284,000 | 385,000 |
| Noninterest expense | 582,000 | 1,196,000 | 1,796,000 | 2,617,000 |
| Provision for loan losses | 10,000 | 35,000 | 70,000 | 150,000 |
| Pretax income | 545,000 | 1,086,000 | 1,666,000 | 1,999,000 |
| Income tax | 75,000 | 165,000 | 268,000 | 310,000 |
| Net income | 470,000 | 921,000 | 1,398,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,868,000 | 23,246,000 | 23,723,000 | 23,517,000 |
| Total capital | 23,762,000 | 24,166,000 | 24,672,000 | 24,524,000 |
| Risk-weighted assets | 94,163,000 | 99,830,000 | 101,305,000 | 104,014,000 |