Call reports 2016
TURBOTVILLE NATIONAL BANK, THE — 2016
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,020,000 | 136,658,000 | 136,067,000 | 133,464,000 |
| Total loans | 76,173,000 | 77,717,000 | 78,533,000 | 77,454,000 |
| Allowance for loan losses | 898,000 | 894,000 | 890,000 | 888,000 |
| Securities available for sale | 42,243,000 | 44,412,000 | 42,967,000 | 42,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,368,000 | 113,500,000 | 112,581,000 | 110,664,000 |
| Interest-bearing deposits | 96,814,000 | 98,172,000 | 99,294,000 | 97,220,000 |
| Noninterest-bearing deposits | 13,554,000 | 15,328,000 | 13,287,000 | 13,444,000 |
| Equity capital | 21,402,000 | 21,906,000 | 22,127,000 | 21,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,457,000 | 3,710,000 | 4,948,000 |
| Interest expense | 240,000 | 483,000 | 732,000 | 976,000 |
| Net interest income | 983,000 | 1,974,000 | 2,978,000 | 3,972,000 |
| Noninterest income | 96,000 | 211,000 | 327,000 | 387,000 |
| Noninterest expense | 548,000 | 1,113,000 | 1,774,000 | 2,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 552,000 | 1,093,000 | 1,552,000 | 2,055,000 |
| Income tax | 110,000 | 240,000 | 340,000 | 476,000 |
| Net income | 442,000 | 853,000 | 1,212,000 | 1,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,934,000 | 21,278,000 | 21,636,000 | 21,546,000 |
| Total capital | 21,832,000 | 22,172,000 | 22,526,000 | 22,434,000 |
| Risk-weighted assets | 85,414,000 | 87,515,000 | 86,630,000 | 86,668,000 |