Call reports 2015
TURBOTVILLE NATIONAL BANK, THE — 2015
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 130,218,000 | 128,705,000 | 128,635,000 | 129,186,000 |
| Total loans | 69,956,000 | 70,232,000 | 73,163,000 | 75,867,000 |
| Allowance for loan losses | 903,000 | 897,000 | 932,000 | 902,000 |
| Securities available for sale | 49,196,000 | 47,560,000 | 47,659,000 | 43,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,217,000 | 106,913,000 | 106,139,000 | 106,876,000 |
| Interest-bearing deposits | 95,992,000 | 96,155,000 | 95,022,000 | 95,368,000 |
| Noninterest-bearing deposits | 12,225,000 | 10,758,000 | 11,117,000 | 11,508,000 |
| Equity capital | 20,402,000 | 20,375,000 | 20,884,000 | 20,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,443,000 | 3,655,000 | 4,887,000 |
| Interest expense | 244,000 | 485,000 | 727,000 | 968,000 |
| Net interest income | 988,000 | 1,958,000 | 2,928,000 | 3,919,000 |
| Noninterest income | 84,000 | 193,000 | 297,000 | 321,000 |
| Noninterest expense | 530,000 | 1,073,000 | 1,662,000 | 2,172,000 |
| Provision for loan losses | 9,000 | 38,000 | 74,000 | 49,000 |
| Pretax income | 533,000 | 1,056,000 | 1,505,000 | 2,062,000 |
| Income tax | 121,000 | 256,000 | 361,000 | 428,000 |
| Net income | 413,000 | 802,000 | 1,146,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,794,000 | 20,113,000 | 20,458,000 | 20,492,000 |
| Total capital | 20,697,000 | 21,010,000 | 21,390,000 | 21,394,000 |
| Risk-weighted assets | 79,813,000 | 79,617,000 | 84,434,000 | 83,946,000 |