Call reports 2014
TURBOTVILLE NATIONAL BANK, THE — 2014
What TURBOTVILLE NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,246,000 | 128,752,000 | 128,977,000 | 127,811,000 |
| Total loans | 66,747,000 | 67,100,000 | 68,272,000 | 69,191,000 |
| Allowance for loan losses | 939,000 | 944,000 | 957,000 | 894,000 |
| Securities available for sale | 51,457,000 | 52,267,000 | 51,772,000 | 51,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,491,000 | 107,237,000 | 107,154,000 | 106,483,000 |
| Interest-bearing deposits | 96,073,000 | 95,415,000 | 94,961,000 | 94,541,000 |
| Noninterest-bearing deposits | 11,418,000 | 11,822,000 | 12,193,000 | 11,942,000 |
| Equity capital | 18,740,000 | 19,353,000 | 19,710,000 | 19,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,373,000 | 3,570,000 | 4,773,000 |
| Interest expense | 248,000 | 500,000 | 755,000 | 1,005,000 |
| Net interest income | 940,000 | 1,873,000 | 2,815,000 | 3,768,000 |
| Noninterest income | 75,000 | 182,000 | 281,000 | 390,000 |
| Noninterest expense | 535,000 | 1,101,000 | 1,639,000 | 2,132,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 467,000 | 927,000 | 1,428,000 | 1,999,000 |
| Income tax | 95,000 | 205,000 | 325,000 | 379,000 |
| Net income | 361,000 | 712,000 | 1,099,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,633,000 | 18,916,000 | 19,303,000 | 19,380,000 |
| Total capital | 19,539,000 | 19,824,000 | 20,227,000 | 20,274,000 |
| Risk-weighted assets | 72,458,000 | 72,618,000 | 73,894,000 | 74,626,000 |