Call reports 2025
FLORENCE BANK — 2025
What FLORENCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,969,537,000 | 1,940,693,000 | 1,954,524,000 | 2,007,879,000 |
| Total loans | 1,188,325,000 | 1,196,725,000 | 1,218,576,000 | 1,240,887,000 |
| Allowance for loan losses | 7,083,000 | 7,081,000 | 7,563,000 | 7,793,000 |
| Securities available for sale | 314,430,000 | 318,473,000 | 321,479,000 | 320,655,000 |
| Securities held to maturity | 290,395,000 | 287,430,000 | 286,455,000 | 275,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,707,941,000 | 1,684,563,000 | 1,689,862,000 | 1,753,765,000 |
| Interest-bearing deposits | 1,260,153,000 | 1,239,688,000 | 1,249,731,000 | 1,302,783,000 |
| Noninterest-bearing deposits | 447,788,000 | 444,875,000 | 440,131,000 | 450,982,000 |
| Equity capital | 194,266,000 | 199,283,000 | 205,895,000 | 208,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,121,000 | 36,522,000 | 55,276,000 | 74,408,000 |
| Interest expense | 6,409,000 | 12,103,000 | 17,893,000 | 24,166,000 |
| Net interest income | 11,712,000 | 24,419,000 | 37,383,000 | 50,242,000 |
| Noninterest income | 1,783,000 | 3,777,000 | 5,850,000 | 7,819,000 |
| Noninterest expense | 10,026,000 | 19,902,000 | 29,809,000 | 40,893,000 |
| Provision for loan losses | 129,000 | 143,000 | 647,000 | 904,000 |
| Pretax income | 3,318,000 | 8,129,000 | 12,688,000 | 15,919,000 |
| Income tax | 666,000 | 1,861,000 | 3,002,000 | 3,740,000 |
| Net income | 2,652,000 | 6,268,000 | 9,686,000 | 12,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,093,000 | 235,709,000 | 239,127,000 | 241,620,000 |