Call reports 2022
FLORENCE BANK — 2022
What FLORENCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,945,066,000 | 1,928,728,000 | 1,886,023,000 | 1,864,517,000 |
| Total loans | 1,026,903,000 | 1,048,822,000 | 1,061,615,000 | 1,105,139,000 |
| Allowance for loan losses | 7,359,000 | 7,363,000 | 7,368,000 | 7,376,000 |
| Securities available for sale | 300,996,000 | 316,681,000 | 310,437,000 | 309,959,000 |
| Securities held to maturity | 271,656,000 | 327,636,000 | 327,318,000 | 329,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,756,186,000 | 1,746,298,000 | 1,714,960,000 | 1,684,224,000 |
| Interest-bearing deposits | 1,259,286,000 | 1,256,688,000 | 1,221,014,000 | 1,193,972,000 |
| Noninterest-bearing deposits | 496,900,000 | 489,610,000 | 493,946,000 | 490,252,000 |
| Equity capital | 168,493,000 | 160,872,000 | 149,840,000 | 154,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,401,000 | 25,779,000 | 40,388,000 | 55,715,000 |
| Interest expense | 933,000 | 1,860,000 | 2,724,000 | 3,731,000 |
| Net interest income | 11,468,000 | 23,919,000 | 37,664,000 | 51,984,000 |
| Noninterest income | 1,740,000 | 3,666,000 | 5,579,000 | 7,545,000 |
| Noninterest expense | 8,981,000 | 17,565,000 | 26,609,000 | 36,695,000 |
| Provision for loan losses | 11,000 | 37,000 | 65,000 | 89,000 |
| Pretax income | 4,138,000 | 9,851,000 | 16,371,000 | 22,550,000 |
| Income tax | 1,037,000 | 2,531,000 | 3,924,000 | 5,192,000 |
| Net income | 3,101,000 | 7,320,000 | 12,447,000 | 17,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,231,000 | 195,450,000 | 200,577,000 | 205,488,000 |