Call reports 2021
FLORENCE BANK — 2021
What FLORENCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,795,045,000 | 1,835,864,000 | 1,870,255,000 | 1,925,745,000 |
| Total loans | 1,012,071,000 | 1,028,365,000 | 1,023,430,000 | 1,012,499,000 |
| Allowance for loan losses | 8,714,000 | 9,364,000 | 9,368,000 | 7,367,000 |
| Securities available for sale | 356,986,000 | 380,434,000 | 342,619,000 | 334,709,000 |
| Securities held to maturity | 121,913,000 | 125,455,000 | 172,858,000 | 219,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,604,848,000 | 1,637,750,000 | 1,669,105,000 | 1,721,702,000 |
| Interest-bearing deposits | 1,145,312,000 | 1,162,640,000 | 1,185,352,000 | 1,235,700,000 |
| Noninterest-bearing deposits | 459,536,000 | 475,110,000 | 483,753,000 | 486,002,000 |
| Equity capital | 165,979,000 | 173,039,000 | 175,150,000 | 182,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,382,000 | 25,011,000 | 38,203,000 | 50,829,000 |
| Interest expense | 1,122,000 | 2,125,000 | 3,100,000 | 4,069,000 |
| Net interest income | 11,260,000 | 22,886,000 | 35,103,000 | 46,760,000 |
| Noninterest income | 1,696,000 | 3,516,000 | 5,340,000 | 7,283,000 |
| Noninterest expense | 8,991,000 | 17,699,000 | 26,197,000 | 34,977,000 |
| Provision for loan losses | 1,202,000 | 2,017,000 | 2,039,000 | 58,000 |
| Pretax income | 2,728,000 | 6,656,000 | 12,169,000 | 18,954,000 |
| Income tax | 662,000 | 1,669,000 | 3,124,000 | 4,913,000 |
| Net income | 2,066,000 | 4,987,000 | 9,045,000 | 14,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,155,000 | 179,076,000 | 183,134,000 | 188,130,000 |