Call reports 2019
FLORENCE BANK — 2019
What FLORENCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,361,666,000 | 1,399,309,000 | 1,415,613,000 | 1,451,182,000 |
| Total loans | 1,019,126,000 | 1,022,644,000 | 1,015,910,000 | 1,020,320,000 |
| Allowance for loan losses | 4,980,000 | 5,062,000 | 4,977,000 | 4,372,000 |
| Securities available for sale | 139,397,000 | 151,768,000 | 166,339,000 | 194,148,000 |
| Securities held to maturity | 108,033,000 | 107,036,000 | 111,661,000 | 111,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,175,613,000 | 1,208,017,000 | 1,219,573,000 | 1,252,114,000 |
| Interest-bearing deposits | 891,739,000 | 913,337,000 | 922,102,000 | 948,323,000 |
| Noninterest-bearing deposits | 283,874,000 | 294,680,000 | 297,471,000 | 303,791,000 |
| Equity capital | 147,511,000 | 151,984,000 | 155,792,000 | 157,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,950,000 | 26,116,000 | 39,474,000 | 52,728,000 |
| Interest expense | 1,546,000 | 3,283,000 | 5,160,000 | 7,095,000 |
| Net interest income | 11,404,000 | 22,833,000 | 34,314,000 | 45,633,000 |
| Noninterest income | 1,700,000 | 3,510,000 | 5,365,000 | 7,257,000 |
| Noninterest expense | 10,069,000 | 19,573,000 | 28,842,000 | 38,086,000 |
| Provision for loan losses | 17,000 | 35,000 | 55,000 | 84,000 |
| Pretax income | 3,026,000 | 6,783,000 | 10,961,000 | 14,891,000 |
| Income tax | 781,000 | 1,784,000 | 2,869,000 | 3,902,000 |
| Net income | 2,245,000 | 4,999,000 | 8,092,000 | 10,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,954,000 | 155,708,000 | 158,801,000 | 161,698,000 |
| Total capital | 157,934,000 | 160,770,000 | 163,778,000 | 166,070,000 |
| Risk-weighted assets | 894,619,000 | 906,415,000 | 933,742,000 | 939,809,000 |