Call reports 2018
FLORENCE BANK — 2018
What FLORENCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,340,503,000 | 1,369,204,000 | 1,348,529,000 | 1,347,893,000 |
| Total loans | 1,038,999,000 | 1,054,257,000 | 1,023,788,000 | 1,025,724,000 |
| Allowance for loan losses | 5,085,000 | 5,064,000 | 5,036,000 | 5,036,000 |
| Securities available for sale | 114,283,000 | 110,973,000 | 115,517,000 | 126,823,000 |
| Securities held to maturity | 103,355,000 | 105,847,000 | 107,288,000 | 108,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,143,672,000 | 1,161,130,000 | 1,161,752,000 | 1,165,938,000 |
| Interest-bearing deposits | 880,510,000 | 890,553,000 | 886,003,000 | 881,150,000 |
| Noninterest-bearing deposits | 263,162,000 | 270,577,000 | 275,749,000 | 284,788,000 |
| Equity capital | 136,325,000 | 138,938,000 | 141,662,000 | 145,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,101,000 | 24,646,000 | 37,784,000 | 50,699,000 |
| Interest expense | 1,216,000 | 2,520,000 | 3,842,000 | 5,212,000 |
| Net interest income | 10,885,000 | 22,126,000 | 33,942,000 | 45,487,000 |
| Noninterest income | 1,727,000 | 3,507,000 | 5,278,000 | 7,627,000 |
| Noninterest expense | 9,183,000 | 18,137,000 | 27,222,000 | 36,717,000 |
| Provision for loan losses | 9,000 | 43,000 | 59,000 | 80,000 |
| Pretax income | 3,573,000 | 7,761,000 | 12,247,000 | 16,625,000 |
| Income tax | 922,000 | 2,019,000 | 3,233,000 | 4,303,000 |
| Net income | 2,651,000 | 5,742,000 | 9,014,000 | 12,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,043,000 | 144,134,000 | 147,406,000 | 150,714,000 |
| Total capital | 146,128,000 | 149,198,000 | 152,442,000 | 155,750,000 |
| Risk-weighted assets | 918,304,000 | 932,813,000 | 894,473,000 | 892,796,000 |