Call reports 2017
FLORENCE BANK — 2017
What FLORENCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,310,144,000 | 1,309,825,000 | 1,321,522,000 | 1,330,502,000 |
| Total loans | 986,433,000 | 993,265,000 | 1,014,682,000 | 1,028,028,000 |
| Allowance for loan losses | 5,085,000 | 5,088,000 | 5,075,000 | 5,102,000 |
| Securities available for sale | 118,431,000 | 124,070,000 | 124,025,000 | 117,710,000 |
| Securities held to maturity | 98,836,000 | 101,858,000 | 102,248,000 | 104,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,097,494,000 | 1,099,273,000 | 1,106,179,000 | 1,124,672,000 |
| Interest-bearing deposits | 857,693,000 | 860,938,000 | 863,275,000 | 865,562,000 |
| Noninterest-bearing deposits | 239,801,000 | 238,335,000 | 242,904,000 | 259,110,000 |
| Equity capital | 129,637,000 | 132,352,000 | 135,754,000 | 134,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,170,000 | 22,682,000 | 34,412,000 | 46,451,000 |
| Interest expense | 1,151,000 | 2,301,000 | 3,484,000 | 4,736,000 |
| Net interest income | 10,019,000 | 20,381,000 | 30,928,000 | 41,715,000 |
| Noninterest income | 1,641,000 | 3,398,000 | 5,186,000 | 6,909,000 |
| Noninterest expense | 8,457,000 | 16,475,000 | 24,572,000 | 33,136,000 |
| Provision for loan losses | 1,000 | 18,000 | 44,000 | 77,000 |
| Pretax income | 6,611,000 | 10,696,000 | 14,915,000 | 18,829,000 |
| Income tax | 1,362,000 | 2,902,000 | 4,537,000 | 8,930,000 |
| Net income | 5,249,000 | 7,794,000 | 10,378,000 | 9,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,742,000 | 136,287,000 | 138,871,000 | 138,392,000 |
| Total capital | 138,843,000 | 141,393,000 | 143,966,000 | 143,508,000 |
| Risk-weighted assets | 878,443,000 | 891,095,000 | 899,918,000 | 910,373,000 |