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Call reports 2009

FLORENCE BANK — 2009

What FLORENCE BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3fa3789f-7e07-4efe-b772-77f37cf84967/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets1,126,187,0001,100,463,0001,082,566,0001,081,594,000
Total loans691,249,000679,067,000660,774,000655,805,000
Allowance for loan losses4,001,0004,204,0004,345,0005,065,000
Securities available for sale337,408,000308,841,000274,867,000260,408,000
Securities held to maturity7,988,0007,912,00015,836,00054,882,000
Trading assets0000
Total deposits762,461,000782,282,000776,597,000797,780,000
Interest-bearing deposits686,859,000699,339,000693,210,000707,707,000
Noninterest-bearing deposits75,602,00082,943,00083,387,00090,073,000
Equity capital69,704,00074,025,00080,514,00080,400,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income14,338,00027,862,00040,877,00053,272,000
Interest expense5,785,00011,178,00016,079,00020,598,000
Net interest income8,553,00016,684,00024,798,00032,674,000
Noninterest income1,579,0003,587,0006,010,0008,305,000
Noninterest expense7,155,00014,420,00021,440,00028,374,000
Provision for loan losses151,000374,000601,0001,428,000
Pretax income2,655,0005,297,0008,550,0009,459,000
Income tax968,0001,888,0003,240,0004,001,000
Net income1,687,0003,409,0005,310,0005,458,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital76,637,00079,119,00084,278,00084,418,000
Total capital80,638,00083,323,00088,736,00089,539,000
Risk-weighted assets651,548,000644,439,000700,980,000688,847,000

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