Call reports 2008
FLORENCE BANK — 2008
What FLORENCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,079,044,000 | 1,091,457,000 | 1,084,294,000 | 1,126,410,000 |
| Total loans | 654,862,000 | 674,034,000 | 691,218,000 | 698,635,000 |
| Allowance for loan losses | 3,633,000 | 3,775,000 | 3,823,000 | 3,881,000 |
| Securities available for sale | 322,159,000 | 325,842,000 | 315,673,000 | 348,934,000 |
| Securities held to maturity | 8,311,000 | 8,226,000 | 8,147,000 | 8,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,133,000 | 742,182,000 | 744,581,000 | 751,045,000 |
| Interest-bearing deposits | 652,880,000 | 673,091,000 | 675,971,000 | 680,974,000 |
| Noninterest-bearing deposits | 67,253,000 | 69,091,000 | 68,610,000 | 70,071,000 |
| Equity capital | 75,060,000 | 73,196,000 | 67,454,000 | 66,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,762,000 | 27,935,000 | 42,232,000 | 56,856,000 |
| Interest expense | 7,610,000 | 15,038,000 | 22,266,000 | 28,912,000 |
| Net interest income | 6,152,000 | 12,897,000 | 19,966,000 | 27,944,000 |
| Noninterest income | 1,852,000 | 3,523,000 | 5,150,000 | 6,918,000 |
| Noninterest expense | 6,130,000 | 12,271,000 | 18,194,000 | 24,712,000 |
| Provision for loan losses | 174,000 | 336,000 | 476,000 | 584,000 |
| Pretax income | 1,680,000 | 3,866,000 | 2,023,000 | 4,741,000 |
| Income tax | 358,000 | 994,000 | 1,745,000 | 1,555,000 |
| Net income | 1,322,000 | 2,872,000 | 278,000 | 3,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,687,000 | 77,574,000 | 77,222,000 | 75,879,000 |
| Total capital | 80,320,000 | 81,349,000 | 81,045,000 | 79,760,000 |
| Risk-weighted assets | 623,841,000 | 642,972,000 | 649,491,000 | 655,772,000 |
Machine access — free, no API key
Every figure shown here about FLORENCE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.