Call report 2025Q4
MOUNTAIN COMMERCE BANK — 2025Q4
The 22 measures MOUNTAIN COMMERCE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,769,768,000 | USD | evidence → |
| Total loans | 1,490,359,000 | USD | evidence → |
| Allowance for loan losses | 11,626,000 | USD | evidence → |
| Securities available for sale | 109,113,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,553,790,000 | USD | evidence → |
| Interest-bearing deposits | 1,309,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 244,085,000 | USD | evidence → |
| Equity capital | 153,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 91,840,000 | USD | evidence → |
| Interest expense | 51,449,000 | USD | evidence → |
| Net interest income | 40,391,000 | USD | evidence → |
| Noninterest income | 3,194,000 | USD | evidence → |
| Noninterest expense | 26,960,000 | USD | evidence → |
| Provision for loan losses | 234,000 | USD | evidence → |
| Pretax income | 15,751,000 | USD | evidence → |
| Income tax | 3,127,000 | USD | evidence → |
| Net income | 12,624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 165,125,000 | USD | evidence → |
| Total capital | 178,085,000 | USD | evidence → |
| Risk-weighted assets | 1,490,199,000 | USD | evidence → |