Call reports 2018
MOUNTAIN COMMERCE BANK — 2018
What MOUNTAIN COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 782,704,000 | 807,209,000 | 829,205,000 | 849,065,000 |
| Total loans | 652,797,000 | 676,897,000 | 700,370,000 | 708,411,000 |
| Allowance for loan losses | 6,373,000 | 6,587,000 | 6,564,000 | 6,641,000 |
| Securities available for sale | 72,684,000 | 78,187,000 | 79,868,000 | 87,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 698,351,000 | 710,736,000 | 716,096,000 | 719,119,000 |
| Interest-bearing deposits | 603,031,000 | 605,386,000 | 606,879,000 | 617,769,000 |
| Noninterest-bearing deposits | 95,320,000 | 105,350,000 | 109,217,000 | 101,350,000 |
| Equity capital | 76,482,000 | 82,668,000 | 85,159,000 | 88,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,243,000 | 17,036,000 | 26,426,000 | 35,681,000 |
| Interest expense | 1,682,000 | 3,667,000 | 5,987,000 | 8,628,000 |
| Net interest income | 6,561,000 | 13,369,000 | 20,439,000 | 27,053,000 |
| Noninterest income | 435,000 | 862,000 | 1,141,000 | 1,692,000 |
| Noninterest expense | 3,478,000 | 7,014,000 | 10,631,000 | 13,919,000 |
| Provision for loan losses | 225,000 | 450,000 | 450,000 | 573,000 |
| Pretax income | 3,256,000 | 6,728,000 | 10,460,000 | 14,214,000 |
| Income tax | 843,000 | 1,742,000 | 2,711,000 | 3,514,000 |
| Net income | 2,413,000 | 4,986,000 | 7,749,000 | 10,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,577,000 | 84,193,000 | 87,023,000 | 90,059,000 |
| Total capital | 83,950,000 | 90,780,000 | 93,587,000 | 96,700,000 |
| Risk-weighted assets | 670,300,000 | 689,982,000 | 705,658,000 | 717,470,000 |