Call reports 2017
MOUNTAIN COMMERCE BANK — 2017
What MOUNTAIN COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 651,826,000 | 678,822,000 | 711,583,000 | 746,763,000 |
| Total loans | 546,339,000 | 575,456,000 | 601,025,000 | 626,373,000 |
| Allowance for loan losses | 5,509,000 | 5,706,000 | 5,935,000 | 6,153,000 |
| Securities available for sale | 57,373,000 | 61,255,000 | 69,559,000 | 74,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,382,000 | 600,890,000 | 617,605,000 | 644,490,000 |
| Interest-bearing deposits | 494,531,000 | 511,427,000 | 536,444,000 | 560,065,000 |
| Noninterest-bearing deposits | 77,851,000 | 89,463,000 | 81,161,000 | 84,425,000 |
| Equity capital | 66,315,000 | 68,055,000 | 70,044,000 | 71,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,573,000 | 13,561,000 | 21,091,000 | 29,069,000 |
| Interest expense | 1,137,000 | 2,348,000 | 3,701,000 | 5,219,000 |
| Net interest income | 5,436,000 | 11,213,000 | 17,390,000 | 23,850,000 |
| Noninterest income | 330,000 | 577,000 | 1,016,000 | 1,346,000 |
| Noninterest expense | 3,200,000 | 6,404,000 | 9,644,000 | 13,210,000 |
| Provision for loan losses | 231,000 | 524,000 | 755,000 | 1,006,000 |
| Pretax income | 2,335,000 | 4,945,000 | 8,093,000 | 11,066,000 |
| Income tax | 885,000 | 1,876,000 | 3,072,000 | 5,098,000 |
| Net income | 1,450,000 | 3,069,000 | 5,021,000 | 5,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,984,000 | 67,652,000 | 69,969,000 | 72,146,000 |
| Total capital | 71,493,000 | 73,358,000 | 75,905,000 | 78,299,000 |
| Risk-weighted assets | 564,120,000 | 590,895,000 | 625,283,000 | 647,800,000 |