Call reports 2025
CHAMBERS BANK — 2025
What CHAMBERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,413,654,000 | 1,414,783,000 | 1,453,244,000 | 1,527,555,000 |
| Total loans | 1,042,110,000 | 1,073,088,000 | 1,113,638,000 | 1,130,791,000 |
| Allowance for loan losses | 12,815,000 | 13,116,000 | 13,423,000 | 12,742,000 |
| Securities available for sale | 50,242,000 | 49,875,000 | 52,648,000 | 50,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,184,260,000 | 1,160,209,000 | 1,222,284,000 | 1,260,406,000 |
| Interest-bearing deposits | 1,039,112,000 | 1,004,121,000 | 1,070,016,000 | 1,109,538,000 |
| Noninterest-bearing deposits | 145,148,000 | 156,088,000 | 152,268,000 | 150,868,000 |
| Equity capital | 182,298,000 | 187,353,000 | 193,230,000 | 199,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,637,000 | 44,312,000 | 67,268,000 | 90,814,000 |
| Interest expense | 7,433,000 | 14,710,000 | 21,978,000 | 29,586,000 |
| Net interest income | 14,204,000 | 29,602,000 | 45,290,000 | 61,228,000 |
| Noninterest income | 1,888,000 | 3,907,000 | 5,862,000 | 8,080,000 |
| Noninterest expense | 8,306,000 | 18,049,000 | 27,659,000 | 38,825,000 |
| Provision for loan losses | 0 | 276,000 | 572,000 | -147,000 |
| Pretax income | 7,643,000 | 14,947,000 | 22,820,000 | 30,661,000 |
| Income tax | -73,000 | 112,000 | -197,000 | 184,000 |
| Net income | 7,716,000 | 14,835,000 | 23,017,000 | 30,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,908,000 | 182,043,000 | 187,841,000 | 194,526,000 |
| Total capital | 189,723,000 | 195,159,000 | 201,264,000 | 207,268,000 |
| Risk-weighted assets | 1,167,775,000 | 1,196,607,000 | 1,233,067,000 | 1,264,368,000 |
Machine access — free, no API key
Every figure shown here about CHAMBERS BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.