Call reports 2023
CHAMBERS BANK — 2023
What CHAMBERS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,274,874,000 | 1,274,514,000 | 1,289,462,000 | 1,315,763,000 |
| Total loans | 1,040,969,000 | 991,151,000 | 994,554,000 | 1,020,827,000 |
| Allowance for loan losses | 14,310,000 | 14,268,000 | 14,244,000 | 14,156,000 |
| Securities available for sale | 82,126,000 | 66,815,000 | 66,825,000 | 66,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,028,345,000 | 1,035,254,000 | 1,044,856,000 | 1,066,524,000 |
| Interest-bearing deposits | 864,583,000 | 873,368,000 | 898,208,000 | 926,557,000 |
| Noninterest-bearing deposits | 163,762,000 | 161,886,000 | 146,648,000 | 139,967,000 |
| Equity capital | 150,923,000 | 154,569,000 | 159,096,000 | 162,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,072,000 | 32,843,000 | 51,070,000 | 70,758,000 |
| Interest expense | 3,479,000 | 8,131,000 | 13,669,000 | 20,178,000 |
| Net interest income | 12,593,000 | 24,712,000 | 37,401,000 | 50,580,000 |
| Noninterest income | 1,765,000 | 3,590,000 | 5,362,000 | 6,939,000 |
| Noninterest expense | 7,867,000 | 16,789,000 | 25,012,000 | 34,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 166,000 |
| Pretax income | 6,491,000 | 12,103,000 | 18,616,000 | 24,003,000 |
| Income tax | 1,685,000 | 2,865,000 | 4,470,000 | 5,862,000 |
| Net income | 4,806,000 | 9,238,000 | 14,146,000 | 18,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,434,000 | 151,026,000 | 155,550,000 | 159,162,000 |
| Total capital | 161,920,000 | 164,928,000 | 169,266,000 | 173,183,000 |
| Risk-weighted assets | 1,156,782,000 | 1,111,774,000 | 1,096,790,000 | 1,121,530,000 |
Machine access — free, no API key
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