Call reports 2022
CHAMBERS BANK — 2022
What CHAMBERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,230,710,000 | 1,256,174,000 | 1,239,937,000 | 1,272,197,000 |
| Total loans | 937,153,000 | 989,414,000 | 1,000,792,000 | 1,022,706,000 |
| Allowance for loan losses | 11,274,000 | 11,430,000 | 12,170,000 | 11,890,000 |
| Securities available for sale | 46,889,000 | 97,426,000 | 97,662,000 | 90,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 999,819,000 | 1,022,396,000 | 1,008,643,000 | 1,017,945,000 |
| Interest-bearing deposits | 827,306,000 | 833,162,000 | 835,639,000 | 856,063,000 |
| Noninterest-bearing deposits | 172,514,000 | 189,235,000 | 173,005,000 | 161,883,000 |
| Equity capital | 143,144,000 | 145,775,000 | 149,322,000 | 152,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,903,000 | 24,527,000 | 39,223,000 | 54,515,000 |
| Interest expense | 1,213,000 | 2,454,000 | 3,885,000 | 6,334,000 |
| Net interest income | 10,690,000 | 22,073,000 | 35,338,000 | 48,181,000 |
| Noninterest income | 2,297,000 | 4,418,000 | 6,441,000 | 8,131,000 |
| Noninterest expense | 8,181,000 | 16,503,000 | 25,560,000 | 34,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,562,000 | 9,573,000 | 15,579,000 | 20,670,000 |
| Income tax | 887,000 | 2,310,000 | 3,799,000 | 5,035,000 |
| Net income | 3,675,000 | 7,263,000 | 11,780,000 | 15,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,063,000 | 139,266,000 | 143,400,000 | 146,871,000 |
| Total capital | 147,337,000 | 150,696,000 | 155,569,000 | 158,761,000 |
| Risk-weighted assets | 1,059,151,000 | 1,100,588,000 | 1,115,761,000 | 1,136,855,000 |