Call reports 2021
CHAMBERS BANK — 2021
What CHAMBERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,116,311,000 | 1,121,508,000 | 1,176,156,000 | 1,198,299,000 |
| Total loans | 865,992,000 | 899,367,000 | 934,543,000 | 936,722,000 |
| Allowance for loan losses | 10,515,000 | 10,526,000 | 10,570,000 | 11,127,000 |
| Securities available for sale | 38,069,000 | 34,112,000 | 36,046,000 | 49,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 902,899,000 | 905,536,000 | 962,302,000 | 980,991,000 |
| Interest-bearing deposits | 741,473,000 | 745,308,000 | 793,482,000 | 800,662,000 |
| Noninterest-bearing deposits | 161,426,000 | 160,228,000 | 168,820,000 | 180,330,000 |
| Equity capital | 110,987,000 | 114,351,000 | 117,776,000 | 120,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,158,000 | 24,164,000 | 36,223,000 | 48,949,000 |
| Interest expense | 1,557,000 | 2,964,000 | 4,266,000 | 5,550,000 |
| Net interest income | 10,601,000 | 21,200,000 | 31,957,000 | 43,399,000 |
| Noninterest income | 3,266,000 | 5,530,000 | 8,122,000 | 10,624,000 |
| Noninterest expense | 7,186,000 | 14,960,000 | 23,237,000 | 31,975,000 |
| Provision for loan losses | 0 | 0 | 0 | 545,000 |
| Pretax income | 6,646,000 | 11,742,000 | 16,782,000 | 21,395,000 |
| Income tax | 1,411,000 | 2,776,000 | 4,026,000 | 5,274,000 |
| Net income | 5,235,000 | 8,966,000 | 12,756,000 | 16,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,000,000 | 106,496,000 | 110,049,000 | 113,180,000 |
| Total capital | 113,515,000 | 117,022,000 | 120,619,000 | 124,307,000 |
| Risk-weighted assets | 970,789,000 | 981,173,000 | 1,025,578,000 | 1,043,694,000 |