Call reports 2020
CHAMBERS BANK — 2020
What CHAMBERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 989,196,000 | 1,068,734,000 | 1,055,210,000 | 1,068,780,000 |
| Total loans | 789,652,000 | 796,949,000 | 817,300,000 | 849,554,000 |
| Allowance for loan losses | 8,994,000 | 9,074,000 | 9,487,000 | 10,640,000 |
| Securities available for sale | 35,755,000 | 35,268,000 | 36,549,000 | 38,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,537,000 | 849,860,000 | 838,892,000 | 851,928,000 |
| Interest-bearing deposits | 691,008,000 | 708,933,000 | 699,363,000 | 707,828,000 |
| Noninterest-bearing deposits | 105,530,000 | 140,928,000 | 139,530,000 | 144,101,000 |
| Equity capital | 101,365,000 | 104,496,000 | 107,132,000 | 105,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,010,000 | 23,813,000 | 35,523,000 | 47,416,000 |
| Interest expense | 2,881,000 | 5,519,000 | 7,802,000 | 9,697,000 |
| Net interest income | 9,129,000 | 18,294,000 | 27,721,000 | 37,719,000 |
| Noninterest income | 1,469,000 | 3,237,000 | 5,374,000 | 7,700,000 |
| Noninterest expense | 6,983,000 | 13,628,000 | 20,969,000 | 29,349,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,400,000 | 2,500,000 |
| Pretax income | 2,666,000 | 6,967,000 | 10,798,000 | 13,636,000 |
| Income tax | 714,000 | 1,518,000 | 2,315,000 | 2,170,000 |
| Net income | 1,952,000 | 5,449,000 | 8,483,000 | 11,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,774,000 | 96,037,000 | 98,850,000 | 97,648,000 |
| Total capital | 101,768,000 | 105,111,000 | 108,337,000 | 108,288,000 |
| Risk-weighted assets | 864,808,000 | 881,484,000 | 887,897,000 | 935,827,000 |
Machine access — free, no API key
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