Call reports 2019
CHAMBERS BANK — 2019
What CHAMBERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 844,133,000 | 856,145,000 | 845,171,000 | 971,743,000 |
| Total loans | 701,902,000 | 695,922,000 | 681,824,000 | 798,868,000 |
| Allowance for loan losses | 7,989,000 | 8,067,000 | 8,185,000 | 7,971,000 |
| Securities available for sale | 35,153,000 | 35,182,000 | 35,018,000 | 37,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,124,000 | 673,375,000 | 669,957,000 | 784,963,000 |
| Interest-bearing deposits | 568,796,000 | 585,919,000 | 576,874,000 | 676,807,000 |
| Noninterest-bearing deposits | 91,329,000 | 87,457,000 | 93,084,000 | 108,156,000 |
| Equity capital | 98,779,000 | 102,210,000 | 87,057,000 | 99,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,215,000 | 20,715,000 | 30,901,000 | 42,100,000 |
| Interest expense | 2,357,000 | 5,020,000 | 7,847,000 | 10,743,000 |
| Net interest income | 7,858,000 | 15,695,000 | 23,054,000 | 31,357,000 |
| Noninterest income | 912,000 | 1,971,000 | 3,110,000 | 2,934,000 |
| Noninterest expense | 5,766,000 | 11,343,000 | 17,944,000 | 26,166,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 2,854,000 | 6,182,000 | 8,085,000 | 7,984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,854,000 | 6,182,000 | 8,085,000 | 7,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,134,000 | 97,460,000 | 82,321,000 | 90,704,000 |
| Total capital | 102,123,000 | 105,527,000 | 90,506,000 | 98,675,000 |
| Risk-weighted assets | 765,713,000 | 763,110,000 | 717,303,000 | 868,650,000 |