Call reports 2018
CHAMBERS BANK — 2018
What CHAMBERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 782,059,000 | 821,725,000 | 814,980,000 | 822,303,000 |
| Total loans | 662,305,000 | 685,900,000 | 698,273,000 | 713,082,000 |
| Allowance for loan losses | 8,613,000 | 8,928,000 | 8,882,000 | 8,661,000 |
| Securities available for sale | 36,750,000 | 36,466,000 | 36,118,000 | 36,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,483,000 | 656,199,000 | 652,459,000 | 645,629,000 |
| Interest-bearing deposits | 554,123,000 | 564,526,000 | 573,163,000 | 569,339,000 |
| Noninterest-bearing deposits | 79,361,000 | 91,673,000 | 79,296,000 | 76,290,000 |
| Equity capital | 93,654,000 | 96,362,000 | 99,034,000 | 99,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,933,000 | 18,179,000 | 27,931,000 | 38,259,000 |
| Interest expense | 1,343,000 | 3,086,000 | 4,995,000 | 7,136,000 |
| Net interest income | 7,590,000 | 15,093,000 | 22,936,000 | 31,123,000 |
| Noninterest income | 713,000 | 1,154,000 | 1,798,000 | 2,178,000 |
| Noninterest expense | 4,839,000 | 9,858,000 | 15,682,000 | 20,961,000 |
| Provision for loan losses | 315,000 | 546,000 | 546,000 | 1,046,000 |
| Pretax income | 3,149,000 | 5,843,000 | 8,506,000 | 11,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,149,000 | 5,843,000 | 8,506,000 | 11,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,298,000 | 91,989,000 | 94,653,000 | 95,277,000 |
| Total capital | 97,911,000 | 100,917,000 | 103,535,000 | 103,938,000 |
| Risk-weighted assets | 721,479,000 | 733,954,000 | 747,844,000 | 771,873,000 |