Call reports 2017
CHAMBERS BANK — 2017
What CHAMBERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 732,746,000 | 741,955,000 | 757,045,000 | 765,505,000 |
| Total loans | 592,759,000 | 613,780,000 | 616,350,000 | 643,955,000 |
| Allowance for loan losses | 8,666,000 | 8,677,000 | 8,688,000 | 8,335,000 |
| Securities available for sale | 37,173,000 | 37,042,000 | 37,352,000 | 37,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,904,000 | 606,741,000 | 621,558,000 | 630,180,000 |
| Interest-bearing deposits | 520,300,000 | 526,206,000 | 540,029,000 | 548,519,000 |
| Noninterest-bearing deposits | 79,605,000 | 80,535,000 | 81,529,000 | 81,662,000 |
| Equity capital | 90,170,000 | 93,085,000 | 94,322,000 | 94,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,870,000 | 16,652,000 | 25,795,000 | 34,484,000 |
| Interest expense | 1,003,000 | 2,082,000 | 3,269,000 | 4,520,000 |
| Net interest income | 7,867,000 | 14,570,000 | 22,526,000 | 29,964,000 |
| Noninterest income | 776,000 | 1,416,000 | 1,958,000 | 1,393,000 |
| Noninterest expense | 5,066,000 | 9,525,000 | 14,780,000 | 20,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 3,577,000 | 6,461,000 | 9,704,000 | 10,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,577,000 | 6,461,000 | 9,704,000 | 10,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,626,000 | 88,509,000 | 89,753,000 | 90,147,000 |
| Total capital | 93,970,000 | 97,021,000 | 98,261,000 | 98,483,000 |
| Risk-weighted assets | 667,200,000 | 680,866,000 | 680,530,000 | 698,976,000 |