Call reports 2026
PORTAGE COMMUNITY BANK — 2026
What PORTAGE COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 555,115,000 | 552,199,000 |
| Total loans | 394,959,000 | 401,374,000 |
| Allowance for loan losses | 3,815,000 | 4,000,000 |
| Securities available for sale | 108,759,000 | 112,707,000 |
| Securities held to maturity | 3,100,000 | 3,100,000 |
| Trading assets | 0 | 0 |
| Total deposits | 492,580,000 | 489,557,000 |
| Interest-bearing deposits | 400,000,000 | 393,698,000 |
| Noninterest-bearing deposits | 92,580,000 | 95,859,000 |
| Equity capital | 54,618,000 | 54,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,839,000 | 13,981,000 |
| Interest expense | 2,326,000 | 4,660,000 |
| Net interest income | 4,513,000 | 9,321,000 |
| Noninterest income | 1,122,000 | 1,769,000 |
| Noninterest expense | 3,246,000 | 6,559,000 |
| Provision for loan losses | 0 | 184,000 |
| Pretax income | 1,834,000 | 3,624,000 |
| Income tax | 349,000 | 738,000 |
| Net income | 1,485,000 | 2,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 60,307,000 | 60,657,000 |
| Total capital | 64,244,000 | 64,797,000 |
| Risk-weighted assets | 399,616,000 | 406,037,000 |