Call reports 2008
PORTAGE COMMUNITY BANK — 2008
What PORTAGE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 190,386,000 | 195,744,000 | 205,712,000 | 206,549,000 |
| Total loans | 162,598,000 | 167,729,000 | 176,702,000 | 181,399,000 |
| Allowance for loan losses | 1,959,000 | 2,055,000 | 2,213,000 | 2,095,000 |
| Securities available for sale | 13,591,000 | 13,053,000 | 13,379,000 | 13,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,568,000 | 164,331,000 | 171,288,000 | 171,513,000 |
| Interest-bearing deposits | 130,308,000 | 138,799,000 | 148,968,000 | 149,024,000 |
| Noninterest-bearing deposits | 25,260,000 | 25,532,000 | 22,320,000 | 22,489,000 |
| Equity capital | 14,795,000 | 14,950,000 | 15,913,000 | 16,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 5,950,000 | 8,972,000 | 11,969,000 |
| Interest expense | 1,379,000 | 2,624,000 | 3,834,000 | 5,063,000 |
| Net interest income | 1,641,000 | 3,326,000 | 5,138,000 | 6,906,000 |
| Noninterest income | 157,000 | 338,000 | 518,000 | 677,000 |
| Noninterest expense | 1,344,000 | 2,626,000 | 3,972,000 | 5,371,000 |
| Provision for loan losses | 0 | 76,000 | 542,000 | 789,000 |
| Pretax income | 499,000 | 1,007,000 | 1,187,000 | 1,468,000 |
| Income tax | 150,000 | 305,000 | 333,000 | 423,000 |
| Net income | 349,000 | 702,000 | 854,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,682,000 | 15,035,000 | 15,912,000 | 16,102,000 |
| Total capital | 16,641,000 | 17,090,000 | 18,093,000 | 18,197,000 |
| Risk-weighted assets | 161,923,000 | 167,077,000 | 174,401,000 | 175,321,000 |
Machine access — free, no API key
Every figure shown here about PORTAGE COMMUNITY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.