Call reports 2026
LINCOLN STATE BANK — 2026
What LINCOLN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 125,380,000 | 125,127,000 |
| Total loans | 64,404,000 | 66,706,000 |
| Allowance for loan losses | 989,000 | 994,000 |
| Securities available for sale | 48,211,000 | 47,994,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 112,237,000 | 111,938,000 |
| Interest-bearing deposits | 82,812,000 | 82,965,000 |
| Noninterest-bearing deposits | 29,425,000 | 28,973,000 |
| Equity capital | 9,325,000 | 9,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,441,000 | 2,940,000 |
| Interest expense | 403,000 | 779,000 |
| Net interest income | 1,038,000 | 2,161,000 |
| Noninterest income | 94,000 | 167,000 |
| Noninterest expense | 812,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 320,000 | 671,000 |
| Income tax | 0 | 0 |
| Net income | 320,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,596,000 | 12,891,000 |