Call reports 2025
LINCOLN STATE BANK — 2025
What LINCOLN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 119,631,000 | 113,801,000 | 124,415,000 | 126,135,000 |
| Total loans | 62,760,000 | 64,103,000 | 68,610,000 | 71,562,000 |
| Allowance for loan losses | 987,000 | 953,000 | 953,000 | 976,000 |
| Securities available for sale | 43,414,000 | 44,543,000 | 48,220,000 | 47,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,457,000 | 102,411,000 | 103,377,000 | 106,203,000 |
| Interest-bearing deposits | 80,025,000 | 75,127,000 | 76,094,000 | 77,865,000 |
| Noninterest-bearing deposits | 29,432,000 | 27,284,000 | 27,283,000 | 28,338,000 |
| Equity capital | 6,992,000 | 7,319,000 | 8,656,000 | 9,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,679,000 | 4,093,000 | 5,613,000 |
| Interest expense | 360,000 | 740,000 | 1,168,000 | 1,631,000 |
| Net interest income | 953,000 | 1,939,000 | 2,925,000 | 3,982,000 |
| Noninterest income | 77,000 | 197,000 | 288,000 | 389,000 |
| Noninterest expense | 729,000 | 1,469,000 | 2,227,000 | 3,039,000 |
| Provision for loan losses | 25,000 | 38,000 | 63,000 | 83,000 |
| Pretax income | 276,000 | 622,000 | 916,000 | 1,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 622,000 | 916,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,678,000 | 11,932,000 | 12,134,000 | 12,368,000 |
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