Call reports 2023
LINCOLN STATE BANK — 2023
What LINCOLN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,073,000 | 106,884,000 | 108,696,000 | 110,361,000 |
| Total loans | 53,419,000 | 53,690,000 | 59,043,000 | 60,845,000 |
| Allowance for loan losses | 845,000 | 845,000 | 898,000 | 898,000 |
| Securities available for sale | 45,084,000 | 43,824,000 | 42,172,000 | 43,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,723,000 | 98,466,000 | 97,491,000 | 97,138,000 |
| Interest-bearing deposits | 73,250,000 | 71,290,000 | 70,570,000 | 67,289,000 |
| Noninterest-bearing deposits | 33,473,000 | 27,176,000 | 26,921,000 | 29,849,000 |
| Equity capital | 5,010,000 | 4,947,000 | 4,378,000 | 6,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,133,000 | 3,200,000 | 4,336,000 |
| Interest expense | 164,000 | 353,000 | 606,000 | 880,000 |
| Net interest income | 901,000 | 1,780,000 | 2,594,000 | 3,456,000 |
| Noninterest income | 79,000 | 172,000 | 267,000 | 335,000 |
| Noninterest expense | 642,000 | 1,321,000 | 1,958,000 | 2,669,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 338,000 | 631,000 | 843,000 | 1,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 338,000 | 631,000 | 843,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,570,000 | 10,821,000 | 10,991,000 | 11,168,000 |
| Total capital | 11,415,000 | 11,666,000 | 11,889,000 | 12,066,000 |
| Risk-weighted assets | 70,912,000 | 70,864,000 | 75,240,000 | 76,673,000 |