Call reports 2021
LINCOLN STATE BANK — 2021
What LINCOLN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 101,945,000 | 102,609,000 | 102,589,000 | 99,498,000 |
| Total loans | 43,077,000 | 47,396,000 | 51,564,000 | 52,764,000 |
| Allowance for loan losses | 765,000 | 758,000 | 773,000 | 786,000 |
| Securities available for sale | 47,037,000 | 50,754,000 | 46,240,000 | 42,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,070,000 | 89,867,000 | 88,711,000 | 87,564,000 |
| Interest-bearing deposits | 64,348,000 | 63,969,000 | 61,125,000 | 63,185,000 |
| Noninterest-bearing deposits | 27,722,000 | 25,898,000 | 27,586,000 | 24,379,000 |
| Equity capital | 9,608,000 | 9,948,000 | 10,536,000 | 10,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,626,000 | 2,791,000 | 3,591,000 |
| Interest expense | 58,000 | 112,000 | 163,000 | 209,000 |
| Net interest income | 739,000 | 1,514,000 | 2,628,000 | 3,382,000 |
| Noninterest income | 63,000 | 142,000 | 222,000 | 355,000 |
| Noninterest expense | 592,000 | 1,151,000 | 1,745,000 | 2,366,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 210,000 | 519,000 | 1,137,000 | 1,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 519,000 | 1,137,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,893,000 | 9,137,000 | 9,690,000 | 9,518,000 |