Call reports 2020
LINCOLN STATE BANK — 2020
What LINCOLN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 80,509,000 | 85,798,000 | 89,709,000 | 92,507,000 |
| Total loans | 41,666,000 | 44,180,000 | 44,823,000 | 44,268,000 |
| Allowance for loan losses | 718,000 | 724,000 | 747,000 | 760,000 |
| Securities available for sale | 33,318,000 | 35,493,000 | 36,180,000 | 42,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,093,000 | 75,919,000 | 79,559,000 | 82,047,000 |
| Interest-bearing deposits | 52,322,000 | 55,041,000 | 56,017,000 | 58,086,000 |
| Noninterest-bearing deposits | 19,771,000 | 20,878,000 | 23,542,000 | 23,961,000 |
| Equity capital | 8,163,000 | 9,570,000 | 9,813,000 | 10,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,520,000 | 2,270,000 | 3,117,000 |
| Interest expense | 77,000 | 146,000 | 212,000 | 279,000 |
| Net interest income | 691,000 | 1,374,000 | 2,058,000 | 2,838,000 |
| Noninterest income | 71,000 | 136,000 | 207,000 | 251,000 |
| Noninterest expense | 502,000 | 987,000 | 1,513,000 | 2,093,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 260,000 | 523,000 | 742,000 | 976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 523,000 | 742,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,217,000 | 8,410,000 | 8,559,000 | 8,723,000 |