Call reports 2018
LINCOLN STATE BANK — 2018
What LINCOLN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,577,000 | 74,494,000 | 75,265,000 | 75,358,000 |
| Total loans | 38,094,000 | 40,113,000 | 42,599,000 | 43,902,000 |
| Allowance for loan losses | 568,000 | 561,000 | 618,000 | 680,000 |
| Securities available for sale | 28,605,000 | 29,501,000 | 28,064,000 | 26,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,641,000 | 67,213,000 | 67,352,000 | 68,627,000 |
| Interest-bearing deposits | 51,111,000 | 50,002,000 | 47,911,000 | 49,539,000 |
| Noninterest-bearing deposits | 18,530,000 | 17,211,000 | 19,441,000 | 19,088,000 |
| Equity capital | 5,788,000 | 5,930,000 | 6,041,000 | 6,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,362,000 | 2,099,000 | 2,871,000 |
| Interest expense | 56,000 | 115,000 | 185,000 | 272,000 |
| Net interest income | 613,000 | 1,247,000 | 1,914,000 | 2,599,000 |
| Noninterest income | 74,000 | 150,000 | 226,000 | 291,000 |
| Noninterest expense | 425,000 | 875,000 | 1,326,000 | 1,805,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 135,000 |
| Pretax income | 282,000 | 517,000 | 750,000 | 900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 517,000 | 750,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,616,000 | 6,851,000 | 7,084,000 | 7,234,000 |
| Total capital | 7,184,000 | 7,412,000 | 7,702,000 | 7,882,000 |
| Risk-weighted assets | 47,029,000 | 49,144,000 | 50,476,000 | 51,814,000 |