Call reports 2017
LINCOLN STATE BANK — 2017
What LINCOLN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,853,000 | 72,278,000 | 69,445,000 | 73,905,000 |
| Total loans | 36,508,000 | 39,166,000 | 41,977,000 | 43,157,000 |
| Allowance for loan losses | 517,000 | 530,000 | 579,000 | 561,000 |
| Securities available for sale | 27,898,000 | 29,792,000 | 23,760,000 | 23,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,496,000 | 65,198,000 | 59,012,000 | 65,806,000 |
| Interest-bearing deposits | 48,955,000 | 49,014,000 | 45,582,000 | 48,374,000 |
| Noninterest-bearing deposits | 16,541,000 | 16,184,000 | 13,430,000 | 17,432,000 |
| Equity capital | 5,233,000 | 5,718,000 | 5,899,000 | 5,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,212,000 | 1,862,000 | 2,538,000 |
| Interest expense | 55,000 | 113,000 | 177,000 | 235,000 |
| Net interest income | 530,000 | 1,099,000 | 1,685,000 | 2,303,000 |
| Noninterest income | 73,000 | 149,000 | 238,000 | 302,000 |
| Noninterest expense | 432,000 | 878,000 | 1,311,000 | 1,755,000 |
| Provision for loan losses | 0 | 20,000 | 60,000 | 95,000 |
| Pretax income | 171,000 | 349,000 | 557,000 | 757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 349,000 | 557,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,747,000 | 5,925,000 | 6,132,000 | 6,334,000 |
| Total capital | 6,264,000 | 6,455,000 | 6,711,000 | 6,895,000 |
| Risk-weighted assets | 45,736,000 | 47,719,000 | 48,301,000 | 49,946,000 |