Call reports 2016
LINCOLN STATE BANK — 2016
What LINCOLN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,320,000 | 66,714,000 | 67,651,000 | 69,372,000 |
| Total loans | 38,483,000 | 39,351,000 | 41,328,000 | 40,350,000 |
| Allowance for loan losses | 579,000 | 574,000 | 481,000 | 512,000 |
| Securities available for sale | 25,134,000 | 23,759,000 | 20,618,000 | 23,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,020,000 | 58,175,000 | 59,534,000 | 61,547,000 |
| Interest-bearing deposits | 46,495,000 | 44,238,000 | 45,083,000 | 45,125,000 |
| Noninterest-bearing deposits | 16,525,000 | 13,937,000 | 14,451,000 | 16,422,000 |
| Equity capital | 5,201,000 | 5,466,000 | 5,468,000 | 4,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,178,000 | 1,783,000 | 2,392,000 |
| Interest expense | 60,000 | 115,000 | 174,000 | 230,000 |
| Net interest income | 534,000 | 1,063,000 | 1,609,000 | 2,162,000 |
| Noninterest income | 75,000 | 152,000 | 230,000 | 293,000 |
| Noninterest expense | 413,000 | 842,000 | 1,247,000 | 1,686,000 |
| Provision for loan losses | 23,000 | 23,000 | 113,000 | 140,000 |
| Pretax income | 175,000 | 354,000 | 487,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 354,000 | 487,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,285,000 | 5,408,000 | 5,456,000 | 5,576,000 |
| Total capital | 5,831,000 | 5,965,000 | 5,937,000 | 6,088,000 |
| Risk-weighted assets | 43,674,000 | 44,518,000 | 47,518,000 | 48,444,000 |