Call reports 2015
LINCOLN STATE BANK — 2015
What LINCOLN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,507,000 | 69,571,000 | 66,463,000 | 69,458,000 |
| Total loans | 34,467,000 | 36,344,000 | 37,149,000 | 40,110,000 |
| Allowance for loan losses | 532,000 | 540,000 | 553,000 | 564,000 |
| Securities available for sale | 28,456,000 | 29,783,000 | 24,490,000 | 24,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,448,000 | 60,535,000 | 57,505,000 | 61,293,000 |
| Interest-bearing deposits | 48,851,000 | 45,545,000 | 44,184,000 | 44,543,000 |
| Noninterest-bearing deposits | 14,597,000 | 14,990,000 | 13,321,000 | 16,750,000 |
| Equity capital | 4,983,000 | 4,741,000 | 4,841,000 | 4,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,117,000 | 1,680,000 | 2,266,000 |
| Interest expense | 66,000 | 129,000 | 193,000 | 255,000 |
| Net interest income | 490,000 | 988,000 | 1,487,000 | 2,011,000 |
| Noninterest income | 53,000 | 147,000 | 220,000 | 284,000 |
| Noninterest expense | 371,000 | 803,000 | 1,186,000 | 1,580,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 50,000 |
| Pretax income | 177,000 | 343,000 | 517,000 | 686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 343,000 | 517,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,091,000 | 5,006,000 | 5,076,000 | 5,214,000 |
| Total capital | 5,588,000 | 5,536,000 | 5,607,000 | 5,778,000 |
| Risk-weighted assets | 39,690,000 | 42,356,000 | 42,441,000 | 45,501,000 |
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