Call reports 2025
WESTSTAR BANK — 2025
What WESTSTAR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,149,142,000 | 3,240,443,000 | 3,134,796,000 | 3,148,738,000 |
| Total loans | 2,299,121,000 | 2,304,641,000 | 2,260,682,000 | 2,384,878,000 |
| Allowance for loan losses | 26,168,000 | 24,481,000 | 23,271,000 | 24,273,000 |
| Securities available for sale | 574,773,000 | 584,846,000 | 579,137,000 | 561,966,000 |
| Securities held to maturity | 34,860,000 | 34,676,000 | 34,492,000 | 34,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,795,803,000 | 2,881,479,000 | 2,753,004,000 | 2,702,108,000 |
| Interest-bearing deposits | 1,897,543,000 | 1,935,539,000 | 1,788,792,000 | 1,769,655,000 |
| Noninterest-bearing deposits | 898,260,000 | 945,940,000 | 964,212,000 | 932,453,000 |
| Equity capital | 326,694,000 | 338,663,000 | 360,540,000 | 368,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,072,000 | 77,463,000 | 117,232,000 | 156,287,000 |
| Interest expense | 13,855,000 | 26,787,000 | 39,425,000 | 51,084,000 |
| Net interest income | 24,217,000 | 50,676,000 | 77,807,000 | 105,203,000 |
| Noninterest income | 4,870,000 | 12,167,000 | 18,500,000 | 25,550,000 |
| Noninterest expense | 15,046,000 | 31,608,000 | 47,683,000 | 64,774,000 |
| Provision for loan losses | 300,000 | 1,151,000 | 1,787,000 | 2,781,000 |
| Pretax income | 13,754,000 | 30,201,000 | 46,848,000 | 63,390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,754,000 | 30,201,000 | 46,848,000 | 63,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,375,000 | 361,950,000 | 371,294,000 | 374,039,000 |
| Total capital | 381,365,000 | 389,152,000 | 397,400,000 | 400,902,000 |
| Risk-weighted assets | 2,732,113,000 | 2,738,058,000 | 2,693,730,000 | 2,844,926,000 |