Call reports 2022
WESTSTAR BANK — 2022
What WESTSTAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,669,739,000 | 2,796,144,000 | 2,701,646,000 | 2,790,209,000 |
| Total loans | 1,659,630,000 | 1,728,964,000 | 1,769,950,000 | 1,866,947,000 |
| Allowance for loan losses | 19,547,000 | 19,554,000 | 19,952,000 | 20,851,000 |
| Securities available for sale | 786,841,000 | 753,746,000 | 716,626,000 | 698,757,000 |
| Securities held to maturity | 37,285,000 | 36,988,000 | 36,713,000 | 36,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,337,259,000 | 2,566,244,000 | 2,471,615,000 | 2,298,407,000 |
| Interest-bearing deposits | 1,293,228,000 | 1,431,430,000 | 1,346,189,000 | 1,305,990,000 |
| Noninterest-bearing deposits | 1,044,031,000 | 1,134,814,000 | 1,125,426,000 | 992,417,000 |
| Equity capital | 244,134,000 | 213,276,000 | 207,881,000 | 219,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,452,000 | 44,557,000 | 70,378,000 | 98,687,000 |
| Interest expense | 417,000 | 1,011,000 | 2,237,000 | 6,187,000 |
| Net interest income | 21,035,000 | 43,546,000 | 68,141,000 | 92,500,000 |
| Noninterest income | 4,430,000 | 10,338,000 | 15,398,000 | 21,559,000 |
| Noninterest expense | 14,107,000 | 28,031,000 | 41,794,000 | 56,377,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 1,300,000 |
| Pretax income | 11,291,000 | 25,725,000 | 41,180,000 | 56,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,296,000 | 25,712,000 | 41,167,000 | 56,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,603,000 | 257,145,000 | 266,796,000 | 278,119,000 |
| Total capital | — | 276,699,000 | 286,748,000 | 298,970,000 |
| Risk-weighted assets | — | 2,300,722,000 | 2,360,815,000 | 2,470,031,000 |