Call reports 2021
WESTSTAR BANK — 2021
What WESTSTAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,520,224,000 | 2,542,364,000 | 2,580,767,000 | 2,607,974,000 |
| Total loans | 1,587,625,000 | 1,475,948,000 | 1,446,108,000 | 1,559,717,000 |
| Allowance for loan losses | 20,538,000 | 20,552,000 | 20,555,000 | 19,549,000 |
| Securities available for sale | 477,687,000 | 574,712,000 | 592,275,000 | 728,956,000 |
| Securities held to maturity | 29,282,000 | 38,530,000 | 38,056,000 | 37,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,228,707,000 | 2,250,229,000 | 2,278,935,000 | 2,297,217,000 |
| Interest-bearing deposits | 1,273,349,000 | 1,277,344,000 | 1,243,743,000 | 1,288,334,000 |
| Noninterest-bearing deposits | 955,358,000 | 972,885,000 | 1,035,192,000 | 1,008,883,000 |
| Equity capital | 274,273,000 | 279,747,000 | 288,513,000 | 282,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,754,000 | 42,983,000 | 63,730,000 | 86,666,000 |
| Interest expense | 608,000 | 1,174,000 | 1,650,000 | 2,095,000 |
| Net interest income | 21,146,000 | 41,809,000 | 62,080,000 | 84,571,000 |
| Noninterest income | 6,599,000 | 12,813,000 | 19,159,000 | 24,671,000 |
| Noninterest expense | 13,097,000 | 26,251,000 | 39,497,000 | 54,199,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | -400,000 |
| Pretax income | 14,048,000 | 27,774,000 | 41,140,000 | 55,493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,048,000 | 27,768,000 | 41,127,000 | 55,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,807,000 | 233,780,000 | 240,394,000 | 243,214,000 |