Call reports 2019
WESTSTAR BANK — 2019
What WESTSTAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,889,715,000 | 1,890,744,000 | 1,863,705,000 | 1,906,554,000 |
| Total loans | 1,312,946,000 | 1,332,042,000 | 1,367,137,000 | 1,363,715,000 |
| Allowance for loan losses | 13,220,000 | 13,924,000 | 14,379,000 | 14,456,000 |
| Securities available for sale | 436,015,000 | 426,414,000 | 359,045,000 | 379,201,000 |
| Securities held to maturity | 10,989,000 | 10,269,000 | 9,568,000 | 8,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,581,645,000 | 1,554,342,000 | 1,601,803,000 | 1,632,036,000 |
| Interest-bearing deposits | 1,006,070,000 | 956,966,000 | 994,629,000 | 1,014,832,000 |
| Noninterest-bearing deposits | 575,575,000 | 597,376,000 | 607,174,000 | 617,204,000 |
| Equity capital | 237,564,000 | 249,781,000 | 252,589,000 | 245,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,384,000 | 43,117,000 | 64,948,000 | 86,537,000 |
| Interest expense | 2,546,000 | 5,178,000 | 7,406,000 | 9,618,000 |
| Net interest income | 18,838,000 | 37,939,000 | 57,542,000 | 76,919,000 |
| Noninterest income | 3,248,000 | 8,261,000 | 14,279,000 | 19,002,000 |
| Noninterest expense | 10,561,000 | 22,447,000 | 33,775,000 | 45,247,000 |
| Provision for loan losses | 360,000 | 780,000 | 1,230,000 | 1,380,000 |
| Pretax income | 11,177,000 | 22,999,000 | 36,947,000 | 49,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,177,000 | 22,999,000 | 36,947,000 | 49,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,309,000 | 203,844,000 | 206,219,000 | 199,439,000 |
| Total capital | 215,529,000 | 217,768,000 | 220,598,000 | 213,895,000 |
| Risk-weighted assets | 1,613,484,000 | 1,617,961,000 | 1,640,802,000 | 1,676,115,000 |