Call reports 2018
WESTSTAR BANK — 2018
What WESTSTAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,757,512,000 | 1,738,669,000 | 1,789,155,000 | 1,823,484,000 |
| Total loans | 1,204,577,000 | 1,209,137,000 | 1,242,974,000 | 1,251,369,000 |
| Allowance for loan losses | 12,498,000 | 12,744,000 | 12,939,000 | 12,796,000 |
| Securities available for sale | 362,082,000 | 361,110,000 | 408,831,000 | 453,368,000 |
| Securities held to maturity | 14,154,000 | 13,294,000 | 12,418,000 | 11,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,468,491,000 | 1,474,974,000 | 1,533,800,000 | 1,567,240,000 |
| Interest-bearing deposits | 938,369,000 | 935,526,000 | 980,252,000 | 1,002,302,000 |
| Noninterest-bearing deposits | 530,122,000 | 539,448,000 | 553,548,000 | 564,938,000 |
| Equity capital | 219,792,000 | 222,326,000 | 226,869,000 | 228,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 20,305,000 | 39,211,000 | 58,905,000 | 79,454,000 |
| Interest expense | 1,223,000 | 2,633,000 | 4,287,000 | 6,178,000 |
| Net interest income | 19,082,000 | 36,578,000 | 54,618,000 | 73,276,000 |
| Noninterest income | 4,887,000 | 10,094,000 | 15,391,000 | 20,910,000 |
| Noninterest expense | 11,407,000 | 23,295,000 | 34,821,000 | 47,000,000 |
| Provision for loan losses | 2,454,000 | 2,694,000 | 2,845,000 | 3,044,000 |
| Pretax income | 10,108,000 | 20,683,000 | 32,343,000 | 44,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,108,000 | 20,683,000 | 32,343,000 | 44,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,857,000 | 191,740,000 | 197,860,000 | 197,394,000 |
| Total capital | 200,355,000 | 204,484,000 | 210,799,000 | 210,190,000 |
| Risk-weighted assets | 1,427,616,000 | 1,450,399,000 | 1,518,809,000 | 1,554,025,000 |