Call reports 2017
WESTSTAR BANK — 2017
What WESTSTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,620,948,000 | 1,640,969,000 | 1,653,870,000 | 1,667,883,000 |
| Total loans | 1,084,265,000 | 1,107,776,000 | 1,149,940,000 | 1,179,065,000 |
| Allowance for loan losses | 8,577,000 | 8,595,000 | 8,977,000 | 10,194,000 |
| Securities available for sale | 347,539,000 | 404,860,000 | 390,678,000 | 372,923,000 |
| Securities held to maturity | 17,758,000 | 16,846,000 | 15,973,000 | 15,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,395,698,000 | 1,413,285,000 | 1,400,439,000 | 1,411,901,000 |
| Interest-bearing deposits | 933,735,000 | 940,493,000 | 906,657,000 | 914,782,000 |
| Noninterest-bearing deposits | 461,963,000 | 472,792,000 | 493,782,000 | 497,119,000 |
| Equity capital | 211,672,000 | 220,161,000 | 223,824,000 | 222,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,312,000 | 33,158,000 | 50,689,000 | 69,261,000 |
| Interest expense | 570,000 | 1,212,000 | 1,978,000 | 2,930,000 |
| Net interest income | 15,742,000 | 31,946,000 | 48,711,000 | 66,331,000 |
| Noninterest income | 4,363,000 | 9,046,000 | 13,514,000 | 19,020,000 |
| Noninterest expense | 10,345,000 | 21,059,000 | 31,621,000 | 43,322,000 |
| Provision for loan losses | 450,000 | 950,000 | 1,450,000 | 2,662,000 |
| Pretax income | 9,310,000 | 18,983,000 | 29,154,000 | 39,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,310,000 | 18,983,000 | 29,154,000 | 39,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,073,000 | 177,307,000 | 180,792,000 | 184,373,000 |
| Total capital | 179,650,000 | 185,902,000 | 189,769,000 | 194,567,000 |
| Risk-weighted assets | 1,258,370,000 | 1,308,238,000 | 1,349,948,000 | 1,374,415,000 |