Call reports 2016
WESTSTAR BANK — 2016
What WESTSTAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,238,306,000 | 1,173,410,000 | 1,480,240,000 | 1,517,851,000 |
| Total loans | 805,753,000 | 842,218,000 | 1,029,869,000 | 1,071,839,000 |
| Allowance for loan losses | 7,687,000 | 7,691,000 | 7,963,000 | 8,101,000 |
| Securities available for sale | 297,450,000 | 211,152,000 | 274,482,000 | 334,653,000 |
| Securities held to maturity | 23,048,000 | 21,618,000 | 20,380,000 | 18,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,114,185,000 | 1,048,740,000 | 1,297,031,000 | 1,300,609,000 |
| Interest-bearing deposits | 790,348,000 | 721,710,000 | 845,314,000 | 861,571,000 |
| Noninterest-bearing deposits | 323,837,000 | 327,030,000 | 451,717,000 | 439,038,000 |
| Equity capital | 115,665,000 | 119,005,000 | 176,106,000 | 205,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,780,000 | 23,726,000 | 38,067,000 | 54,213,000 |
| Interest expense | 480,000 | 965,000 | 1,506,000 | 2,056,000 |
| Net interest income | 11,300,000 | 22,761,000 | 36,561,000 | 52,157,000 |
| Noninterest income | 2,050,000 | 4,048,000 | 7,689,000 | 12,426,000 |
| Noninterest expense | 7,625,000 | 15,299,000 | 26,045,000 | 37,233,000 |
| Provision for loan losses | 150,000 | 150,000 | 465,000 | 713,000 |
| Pretax income | 5,575,000 | 11,710,000 | 18,090,000 | 26,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,575,000 | 11,710,000 | 18,090,000 | 26,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,327,000 | 113,211,000 | 127,504,000 | 168,374,000 |
| Total capital | 118,022,000 | 120,912,000 | 135,476,000 | 176,475,000 |
| Risk-weighted assets | 927,177,000 | 952,101,000 | 1,187,783,000 | 1,245,916,000 |