Call reports 2014
WESTSTAR BANK — 2014
What WESTSTAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,051,896,000 | 1,069,401,000 | 1,079,258,000 | 1,080,410,000 |
| Total loans | 735,902,000 | 737,070,000 | 729,558,000 | 752,590,000 |
| Allowance for loan losses | 7,277,000 | 7,301,000 | 7,338,000 | 7,261,000 |
| Securities available for sale | 222,745,000 | 215,057,000 | 236,182,000 | 259,764,000 |
| Securities held to maturity | 36,339,000 | 34,439,000 | 32,588,000 | 30,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,047,000 | 968,982,000 | 976,886,000 | 950,746,000 |
| Interest-bearing deposits | 691,037,000 | 693,398,000 | 694,400,000 | 674,275,000 |
| Noninterest-bearing deposits | 261,010,000 | 275,584,000 | 282,486,000 | 276,471,000 |
| Equity capital | 92,571,000 | 95,550,000 | 97,046,000 | 101,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,298,000 | 22,498,000 | 33,715,000 | 44,949,000 |
| Interest expense | 520,000 | 1,079,000 | 1,668,000 | 2,282,000 |
| Net interest income | 10,778,000 | 21,419,000 | 32,047,000 | 42,667,000 |
| Noninterest income | 1,946,000 | 3,964,000 | 5,901,000 | 7,935,000 |
| Noninterest expense | 6,877,000 | 13,653,000 | 20,481,000 | 27,048,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 5,697,000 | 11,430,000 | 17,017,000 | 23,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,697,000 | 11,430,000 | 17,017,000 | 23,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,727,000 | 92,249,000 | 94,623,000 | 97,495,000 |
| Total capital | 97,004,000 | 99,551,000 | 101,961,000 | 104,760,000 |
| Risk-weighted assets | 798,075,000 | 787,343,000 | 781,270,000 | 803,523,000 |