Call reports 2013
WESTSTAR BANK — 2013
What WESTSTAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,002,153,000 | 1,007,145,000 | 1,021,846,000 | 1,041,733,000 |
| Total loans | 637,709,000 | 673,969,000 | 705,493,000 | 735,933,000 |
| Allowance for loan losses | 6,921,000 | 6,981,000 | 6,841,000 | 7,332,000 |
| Securities available for sale | 258,033,000 | 249,480,000 | 235,549,000 | 227,291,000 |
| Securities held to maturity | 46,558,000 | 45,541,000 | 41,521,000 | 38,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 905,322,000 | 875,767,000 | 907,375,000 | 942,900,000 |
| Interest-bearing deposits | 639,630,000 | 615,221,000 | 629,888,000 | 633,464,000 |
| Noninterest-bearing deposits | 265,692,000 | 260,546,000 | 277,487,000 | 309,436,000 |
| Equity capital | 93,623,000 | 88,941,000 | 89,149,000 | 87,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,307,000 | 20,770,000 | 31,709,000 | 43,011,000 |
| Interest expense | 655,000 | 1,213,000 | 1,743,000 | 2,247,000 |
| Net interest income | 9,652,000 | 19,557,000 | 29,966,000 | 40,764,000 |
| Noninterest income | 1,688,000 | 3,563,000 | 5,366,000 | 7,275,000 |
| Noninterest expense | 6,394,000 | 12,520,000 | 18,700,000 | 25,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 6,020,000 | 11,674,000 | 17,706,000 | 23,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,020,000 | 11,674,000 | 17,706,000 | 23,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,311,000 | 86,488,000 | 88,031,000 | 86,891,000 |
| Total capital | 92,249,000 | 93,471,000 | 94,872,000 | 94,223,000 |
| Risk-weighted assets | 675,945,000 | 717,766,000 | 753,242,000 | 784,645,000 |