Call reports 2008
WESTSTAR BANK — 2008
What WESTSTAR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 701,178,000 | 716,134,000 | 723,632,000 | 734,910,000 |
| Total loans | 425,341,000 | 445,982,000 | 475,479,000 | 495,477,000 |
| Allowance for loan losses | 4,175,000 | 4,153,000 | 4,097,000 | 3,880,000 |
| Securities available for sale | 151,587,000 | 148,328,000 | 135,306,000 | 131,836,000 |
| Securities held to maturity | 90,509,000 | 83,375,000 | 77,021,000 | 71,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,824,000 | 597,457,000 | 628,675,000 | 635,056,000 |
| Interest-bearing deposits | 457,366,000 | 452,266,000 | 478,407,000 | 484,598,000 |
| Noninterest-bearing deposits | 143,458,000 | 145,191,000 | 150,268,000 | 150,458,000 |
| Equity capital | 57,888,000 | 53,628,000 | 58,634,000 | 61,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,487,000 | 20,904,000 | 31,364,000 | 41,809,000 |
| Interest expense | 3,657,000 | 6,903,000 | 10,031,000 | 12,767,000 |
| Net interest income | 6,830,000 | 14,001,000 | 21,333,000 | 29,042,000 |
| Noninterest income | 1,529,000 | 3,278,000 | 4,912,000 | 6,494,000 |
| Noninterest expense | 4,738,000 | 9,781,000 | 14,883,000 | 19,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 3,621,000 | 7,498,000 | 11,417,000 | 15,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,621,000 | 7,498,000 | 11,417,000 | 15,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,665,000 | 54,892,000 | 56,757,000 | 57,754,000 |
| Total capital | 57,840,000 | 59,045,000 | 60,854,000 | 61,634,000 |
| Risk-weighted assets | 478,155,000 | 493,697,000 | 509,425,000 | 531,813,000 |
Machine access — free, no API key
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